We serve the public conversation. Learn more about X the company, and how we ensure people have a free and safe place to talk. A X account is your passport to what’s happening in the world and what people are talking about right now. By signing up for an account, you’re among the first to know about breaking news and what’s popular––from the funny to the uplifting to the surprising. X . com was an American online bank founded by Ed Ho, Harris Fricker, Elon Musk, and Christopher Payne in 1999 in Palo Alto, California. It merged with competitor Confinity in 2000, retaining the X . com name, and the company changed its name to PayPal in 2001. We would like to show you a description here but the site won’t allow us.