UPI allows real time instant transfer of money just by mobile phones. UPI transaction limit per day is set at Rs 1 lakh , according to the NPCI, the RBI-regulated entity that built UPI. However, the maximum limit can change from bank to bank. UPI transfer limits vary between banks. UPI Transaction Limit Per Day in 2025 The standard daily UPI transaction limit for 2025, as set by the National Payments Corporation of India (NPCI), is ₹1 lakh. UPI Daily Limit : This is the maximum amount of money you can transfer through UPI in a single day (24 hours). For example, most banks allow up to ₹1 lakh per day . The basic UPI limit per day and number of transaction limits set by NPCI are common, that is, Rs 1,00,000 in a day or up to a maximum of 20 transactions. However, banks can have individual limits.

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