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Learn about the UPI transaction limit per day, week and month, the UPI transaction charges for individuals and merchants, and the UPI rules and guidelines in 2025. Compare the UPI limits and fees across different banks and PPIs. Discover UPI transaction limits for 2025 including daily limit of ₹1 lakh, per-transaction caps, monthly limits , and new UPI ID restrictions. Explained with official NPCI & RBI guidelines. Starting September 15, 2025, the National Payments Corporation of India (NPCI) will implement revised UPI transaction limits for specific high-value payment categories. The per-transaction limit has been increased to ₹5 lakh, and the 24-hour aggregate limit raised to ₹10 lakh for several services, including insurance, capital markets, government tax payments, and credit card payments—a significant step in expanding UPI ’s role in India’s digital financial ecosystem. Learn about the UPI transaction limit per day, week and month for different banks and sectors in India. Find out how to increase the UPI limit for higher transactions and what are the exceptions and rules for UPI payments.
