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Use this calculator to estimate your future savings with Systematic Investment Plans. Once you enter these details, the calculator will instantly show you the projected future value of your SIP investment, factoring in the step - up period. Step - Up SIP : A Simple Explanation A step-up SIP calculator is a web-based application that assists you in estimating the returns on your SIP investment . Use this calculator to determine how much your money can increase if you start now. A Step-Up SIP Calculator is a financial tool designed to help investors estimate the future value of their Systematic Investment Plan (SIP) investments when the investment amount increases periodically by a fixed percentage or amount.