PRAN full form is Permanent Retirement Account Number. The main features of PRAN are described as follows: The PRAN is a 12-digit number issued to every NPS subscriber. Once allotted, it remains valid for life and does not change with job switches, fund manager changes, or relocation. The PRAN full form is the Permanent Retirement Account Number, and even NRIs can apply for this card. NRIs often get this number so that they get easy access to their retirement fund details and can use retirement calculator and other such benefits. The PRAN (Permanent Retirement Account Number) refers to the unique ID that is allocated to every subscriber under the National Pension System (NPS). This is a 12-digit number which can be used by the subscribers to identify and communicate their enrollment information under the NPS. Understand what is PRAN number and how to apply for a PRAN card with our step-by-step guide. Our guide simplifies the process for pension security.