PM-Vidyalaxmi will supplement the PM -USP Central Sector Interest Subsidy (CSIS) run by DHE. 5.1. Under the PM -USP CSIS, students with annual family income up to ₹ 4.5 lakhs and pursuing technical/ professional degree courses from approved institutions get full interest subvention during moratorium period for education loans up to ₹ 10 lakhs ... The PM Vidyalaxmi Scheme, launched by the government, aims to provide financial support to deserving students seeking higher education in India. It offers collateral-free, guarantor-free loans to students admitted to top-ranked Higher Education Institutions (HEIs) as per the National Institutional Ranking Framework (NIRF). The loans cover full tuition fees and other course-related expenses. Students from families with an annual income of up to Rs. 8 lakh can avail of a 3% interest subsidy ... Apply Education loan through PM - VidyalaxmiPortal . Student may select maximum upto three Banks of their choice for submission of education loan application. Student can track the application status through the portal. Student can raise grievance through PM - Vidyalaxmi portal. Vidya Lakshmi Portal explained: features, benefits, CELAF form, registration, bank list, scheme search, and status tracking—clear, student-friendly guide for 2025.
