Terms of the offer
Get maximum flexibility with IDFC FIRST Bank’s Flexi Loans : borrow up to ₹10 lakh, pay interest only on what you withdraw from your loan offer, with the same 9.99% p.a. rate, fully digital and zero foreclosure charges. Get instant personal loans up to ₹10 lakh with the FIRSTmoney – IDFC FIRST Bank: Personal Loan App. Enjoy 30-minute disbursal, 100% paperless application, competitive rates from 9.99% p.a.", and zero foreclosure charges. Download the app to get started instantly. Apply for a personal loan in Bangalore from IDFC FIRST Bank at interest rates starting from 9.99% p.a. with EMIs as low as ₹2,124. Instant approval, minimal documentation, and flexible repayment options. What is a Pre-Approved Personal Loan ? A pre-approved personal loan is a fast-track borrowing option where the lender pre-qualifies you based on your creditworthiness, income stability, and banking relationship. Unlike traditional loans , there’s no lengthy approval process—your offer is ready before you even apply! With, IDFC FIRST Bank takes this a step further, delivering an instant personal loan that combines speed, flexibility, and transparency.
