Calculate Your Health Insurance Premium Instantly & Get Great Benefits On Health Plans. Get Individual Health Insurance Plans with great benefits with HDFC ERGO . Buy Now! HDFC Ergo was founded in 2002 as a joint venture between India’s HDFC and Germany’s ERGO International AG. Over the last couple of decades, this general insurance brand has built its credibility with its long list of financial products. As a health insurance provider, HDFC Ergo is one of the most popular picks in the industry, considering its list of value-worthy comprehensive policies. The only caveat for the brand is that health insurance plans from this brand tend to be a bit ... Health insurance safeguards you from financial woes in times of medical emergencies covering all your expenses as outlined in your policy. Investing in a comprehensive health insurance plan offers various benefits, including cashless hospitalization, coverage for outpatient department (OPD) expenses, daily cash allowances, diagnostic costs, and more. You can also opt for add-ons or riders to make your plan an all-encompassing one including all family members in the policy. We at HDFC ERGO ... Portability - This plan offers you easy portability. So, if you are insured under another insurer's health insurance policy you can transfer to HDFC ERGO General Insurance Company Limited with all your accrued benefits at the time of renewal subject to underwriting guidelines, after due allowances for waiting periods and enjoy so much coverage.