Since Fullerton has a large number of Stores across India so you can visit any Store of Fullerton in Tier-1, Tier-2 & Tier-3 cities & avail Top class Fullerton services. SMFG India Credit started its India operations in 2007, and is today a leading NBFC with a pan India presence. Working together with over 19,000 employees, we reach our market by connecting with around 3.32+ million customers, be it in cities, towns or villages, right at their doorstep. The Reserve Bank of India (RBI) has said that from 1 January 2026, banks and NBFCs cannot charge pre-payment fees on floating-rate loans which were given to individuals and Micro and Small Enterprises (MSEs). Apply for Fullerton personal loan with Bravima Solution. Check eligibility, interest rates, documents & get instant approval in India .