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Access your CIBIL Score and Credit Report to stay informed about your credit health. Track changes in your credit profile, understand key influencing factors and stay loan ready. A CIBIL score is a three-digit numerical representation of an individual's creditworthiness. It is based on an individual's credit history, repayment behaviour, and credit utilisation patterns. This score plays a vital role in determining your eligibility for loans, credit cards, mortgages, and other financial products. Get your CIBIL score for free at ABCD. Understand the role of your credit score and instantly download a complete CIBIL report now! Learn how to check your CIBIL Score online by following 4 simple steps. Get a CIBIL Score Report & know the chances of your loan approval online with HDFC Bank.