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APR Full Form The full form of APR is Annual Percentage Rate. It shows you the annual cost of borrowing as a percentage, which includes the interest and associated fees. The APR rate is often linked with things like credit cards or mortgages to help you easily compare loan options because it shows the overall cost, not just the interest rate. It helps you see the total cost of a loan or credit over a year and learn how much you will actually pay beyond just the interest. What is the full form of APR ? - Annual Percentage Rate - Annual Percentage Rate ( APR ) is the equivalent interest rate considering all additional costs charge APR stands for Annual Percentage Rate, which is the annual interest rate and fees charged by a lender for a loan or an investment. Learn how to calculate APR , the difference between APR and nominal interest rate, and the benefits of APR over standard interest rate. Instructions for filling up the Annual Performance Report ( APR ) A person resident in India acquiring equity capital in a foreign entity which is reckoned as ODI, shall submit an APR with respect to each foreign entity every year till the person resident in India is invested in such foreign entity, by December 31st and where the accounting year of the foreign entity ends on December 31st, the APR shall be submitted by December 31st of the next year.