Banking Made Easy, Simple & Rewarding. Start Your Kotak 811 Bank A/c Application Today. Start Your Journey With Kotak 811 Bank A/c Today With Few Simple Steps. Apply Today. Discover the top zero balance bank accounts in India, with no minimum balance requirement and features such as free ATM withdrawals, internet banking, and more! Open a current account and grow your business with our working capital and term loans, embedded trade and merchant solutions. Empower your business digitally with InstaBIZ & Corporate Internet Banking – all through a single account . Apply for a current account online today! Learn what a zero balance current account is and why it's ideal for small businesses. Explore the benefits of a zero balance current account , including no minimum balance & more.